{"id":21003,"date":"2022-12-12T21:33:40","date_gmt":"2022-12-12T21:33:40","guid":{"rendered":"https:\/\/avrupapress.com\/main\/?p=21003"},"modified":"2022-12-12T21:33:52","modified_gmt":"2022-12-12T21:33:52","slug":"arac-deger-kaybi-tazminati","status":"publish","type":"post","link":"https:\/\/avrupapress.com\/main\/2022\/12\/12\/arac-deger-kaybi-tazminati\/","title":{"rendered":"ARA\u00c7 DE\u011eER KAYBI TAZM\u0130NATI"},"content":{"rendered":"

Av. Fatma Nur\u015fan OFLUO\u011eLU & Av. Havva K\u00dcL\u00dc\u011e\u00a0 \/\u00a0 AVRUPAPRESS<\/strong><\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Tazminat\u0131 Nedir?<\/strong><\/p>\n

Ara\u00e7 de\u011fer kayb\u0131, trafik kazas\u0131 neticesinde hasar g\u00f6ren ve onar\u0131lan arac\u0131n de\u011ferinin d\u00fc\u015fmesini ifade etmektedir. Yarg\u0131tay 17. Hukuk Dairesi 05\/09\/2013 Tarihli 2014\/5945 E. 2014\/5232 K. Say\u0131l\u0131 Karar\u0131nda ara\u00e7 de\u011fer kayb\u0131; arac\u0131n trafik kazas\u0131 sonucu hasarlan\u0131p, onar\u0131lmas\u0131ndan sonraki de\u011feri ile hi\u00e7 hasarlanmam\u0131\u015f haldeki de\u011feri aras\u0131ndaki fark olarak tan\u0131mlanm\u0131\u015ft\u0131r. Kaza neticesinde zarar g\u00f6ren ara\u00e7 ne kadar iyi onar\u0131lsa da kazadan \u00f6nceki durumuna getirilemeyece\u011fi a\u015fikard\u0131r. \u0130\u015fbu sebepten sorumlu olan ki\u015filerden \u00ab\u00a0de\u011fer kayb\u0131 tazminat\u0131\u00a0\u00bb talep edilmektedir.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Tazminat\u0131 Nas\u0131l Hesaplan\u0131r?<\/strong><\/p>\n

Bu tazminat\u0131n miktar\u0131 bilirki\u015filerce belirlenir. Arac\u0131n kaza tarihinden \u00f6nceki hasars\u0131z ikinci el piyasa rayi\u00e7 de\u011feri ile kaza meydana geldikten ve onar\u0131ld\u0131ktan sonraki ikinci el piyasa rayi\u00e7 de\u011feri aras\u0131ndaki fark bilirki\u015filerce hesaplan\u0131r. Bu hesaplama yap\u0131l\u0131rken arac\u0131n markas\u0131, modeli, kaza tarihindeki ya\u015f\u0131, arac\u0131n \u00f6zellikleri, yap\u0131lan onar\u0131m i\u015flemleri de\u011ferlendirilir. Yarg\u0131tay 17. Hukuk Dairesi 2016\/9514 E., 2017\/7027 K. say\u0131l\u0131 karar\u0131nda \u00ab\u00a0Ara\u00e7ta meydana gelen de\u011fer kayb\u0131n\u0131n; arac\u0131n serbest piyasa ko\u015fullar\u0131na g\u00f6re kaza tarihi itibariyle hasars\u0131z haldeki ikinci el rayi\u00e7 de\u011feri ile arac\u0131n ya\u015f\u0131, \u00f6zellikleri, hasar miktar\u0131 ve hasarl\u0131 k\u0131s\u0131mlar\u0131n \u00f6zelli\u011fi dikkate al\u0131narak kazadan sonraki hasarl\u0131 halinin rayi\u00e7 de\u011feri tespit edilip bu iki miktar aras\u0131ndaki azalmaya (farka) g\u00f6re hesaplanmas\u0131 gerekir.\u00a0\u00bb demek suretiyle ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131 hesab\u0131n\u0131n nas\u0131l yap\u0131laca\u011f\u0131n\u0131 belirtmi\u015ftir.<\/p>\n

De\u011fer Kayb\u0131na U\u011frayan Arac\u0131n Sat\u0131lmas\u0131 Halinde de De\u011fer Kayb\u0131 Tazminat\u0131 \u0130stenebilir mi?<\/strong><\/p>\n

2015 y\u0131l\u0131nda yay\u0131nlanan Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 Genel \u015eartlar\u0131 Tebli\u011fe g\u00f6re sat\u0131lan arac\u0131n de\u011fer kayb\u0131n\u0131 talep etme hakk\u0131 ortadan kalkm\u0131\u015ft\u0131r. Ancak Ankara Barosu taraf\u0131ndan Dan\u0131\u015ftay’da a\u00e7\u0131lan dava ile bu maddelerin iptali istenmi\u015f Dan\u0131\u015ftay 15. Dairesi a\u00e7\u0131lan davada baz\u0131 maddelerin y\u00fcr\u00fctmesini durdurmu\u015f, baz\u0131lar\u0131n\u0131 da reddetmi\u015ftir. \u0130tiraz \u00fczerine dosya Dan\u0131\u015ftay \u0130dari Dava Daireleri Kuruluna gelmi\u015f ve 2017\/176 itiraz numaral\u0131 kararda 23 \u015eubat 2017 tarihinde y\u00fcr\u00fctmesinin durdurulmas\u0131na karar verilmi\u015ftir. Bu karar uyar\u0131nca, arac\u0131n\u0131 satanlar da De\u011fer Kayb\u0131 tazminat\u0131 talep edebileceklerdir. De\u011fer kayb\u0131na u\u011frayan arac\u0131n sat\u0131lmas\u0131 hali ilgili tazminat\u0131n talep edilmesine engel de\u011fildir.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Tazminat\u0131 Kimlerden \u0130stenebilir?<\/strong><\/p>\n

Ara\u00e7 de\u011fer kayb\u0131; trafik kazas\u0131nda kusurlu olan kar\u015f\u0131 taraf ara\u00e7 s\u00fcr\u00fcc\u00fcs\u00fc, ara\u00e7 maliki ve kusurlu arac\u0131n \u00ab\u00a0Zorunlu Mali Mesuliyet Sigortas\u0131\u00a0\u00bb yani zorunlu trafik sigortas\u0131ndan talep edilebilir. Burada dikkat edilmesi gereken husus ara\u00e7ta meydana gelen de\u011fer kayb\u0131n\u0131 talep edebilmek i\u00e7in kazaya kar\u0131\u015fan di\u011fer arac\u0131n s\u00fcr\u00fcc\u00fcs\u00fcn\u00fcn ya tamamen kusurlu olmas\u0131 ya da kusur oran\u0131n\u0131n de\u011fer kayb\u0131 talep eden ki\u015fiden daha fazla olmas\u0131 gerekmektedir. \u0130lgili talep i\u00e7in kazaya sebep olan kusurlu arac\u0131n Trafik Sigortas\u0131n\u0131 \u00fcstlenen \u015firkete ba\u015fvuruldu\u011fu takdirde teminat limitinin yetmedi\u011fi durumlarda kalan bakiye zarar kusurlu ara\u00e7 sahibi veya s\u00fcr\u00fcc\u00fcs\u00fcnden talep edilebilir.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Tazminat Talebi \u0130\u00e7in Gerekli \u015eartlar Nelerdir?<\/strong><\/p>\n

\u00b7 \u00d6ncelikle kazaya en az iki ara\u00e7 kar\u0131\u015fm\u0131\u015f olmal\u0131d\u0131r. Yani \u00e7ift tarafl\u0131 bir kaza meydana gelmi\u015f olmal\u0131d\u0131r.<\/p>\n

\u00b7 De\u011fer kayb\u0131 talep eden ara\u00e7, kazada y\u00fczde y\u00fcz kusurlu olmamal\u0131d\u0131r.<\/p>\n

\u00b7 Ara\u00e7ta hasar g\u00f6ren b\u00f6lge daha \u00f6nceden hasara u\u011framam\u0131\u015f ya da yenileme i\u015flemine tabi tutulmam\u0131\u015f olmal\u0131d\u0131r. Aksi halde de\u011fer kayb\u0131 al\u0131namamaktad\u0131r.<\/p>\n

\u00b7 Mini onar\u0131m ile giderilebilen basit kaporta, plastik tampon\/par\u00e7a onar\u0131mlar\u0131, cam, radyo\/teyp, lastik, hava yast\u0131\u011f\u0131, jant, mekanik, elektrik, elektronik ve d\u00f6\u015feme aksam\u0131 hasarlar\u0131 de\u011fer kayb\u0131 teminat\u0131 kapsam\u0131 d\u0131\u015f\u0131nda kalmaktad\u0131r.<\/p>\n

\u00b7 Ara\u00e7 hurdaya ayr\u0131lmam\u0131\u015f olmal\u0131d\u0131r. Kaza sonras\u0131 arac\u0131n pert hale gelmesi yani hurdaya ayr\u0131lmas\u0131 durumunda de\u011fer kayb\u0131ndan bahsedilemeyecek olup de\u011fer kayb\u0131 tazminat\u0131 talep<\/p>\n

edilemeyecektir. Bu durumda zarar g\u00f6ren ki\u015fi, sorumlulardan ara\u00e7 bedeli \u00fczerinden (ikinci el piyasa s\u00fcr\u00fcm de\u011feri) tazminat talepleri de\u011ferlendirilecektir.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Tazminat’\u0131 ne kadar s\u00fcre i\u00e7erisinde talep edilmelidir?<\/strong><\/p>\n

Motorlu ara\u00e7 kazalar\u0131ndan do\u011fan zararlar\u0131n tazminine ili\u015fkin talepler, zarar g\u00f6renin, zarar ve tazminat y\u00fck\u00fcml\u00fcs\u00fcn\u00fc \u00f6\u011frendi\u011fi tarihten ba\u015flayarak iki y\u0131l ve herhalde, kaza g\u00fcn\u00fcnden ba\u015flayarak on y\u0131l i\u00e7inde zamana\u015f\u0131m\u0131na u\u011frar. Yani de\u011fer kayb\u0131 talebinde bulunacak olanlar\u0131n kaza tarihinden itibaren en ge\u00e7 2 y\u0131l i\u00e7erisinde tazminat talep etmi\u015f olmal\u0131d\u0131r.<\/p>\n

Ara\u00e7 De\u011fer Kayb\u0131 Tazminat Talebi \u0130\u00e7in Sigorta \u015eirketine Ba\u015fvuru Nas\u0131l Yap\u0131l\u0131r? Gerekli Belgeler Nelerdir?<\/strong><\/p>\n

2918 Say\u0131l\u0131 Karayollar\u0131 Trafik Kanunu\u2019nun 97. Maddesine g\u00f6re zarar g\u00f6ren, zorunlu mali sorumluluk sigortas\u0131nda \u00f6ng\u00f6r\u00fclen s\u0131n\u0131rlar i\u00e7inde dava yoluna gitmeden \u00f6nce ilgili sigorta kurulu\u015funa yaz\u0131l\u0131 ba\u015fvuruda bulunmas\u0131 zorunludur. Sigorta kurulu\u015funa ba\u015fvuru tarihinden itibaren en ge\u00e7 15 g\u00fcn i\u00e7inde ba\u015fvuruyu yaz\u0131l\u0131 olarak cevap verilmesi gerekmektedir.<\/p>\n

Sigorta \u015firketine yap\u0131lacak ba\u015fvuru kapsam\u0131nda; trafik kaza tespit tutana\u011f\u0131, varsa ifade tutanaklar\u0131 veya g\u00f6rg\u00fc tespit tutanaklar\u0131, de\u011fer kayb\u0131 talep beyan\u0131, maddi hasara ili\u015fkin ekspertiz yap\u0131ld\u0131ysa eksper raporu, ma\u011fdur araca ait ruhsat, sigorta poli\u00e7elerinin fotokopileri, soru\u015fturma dosyas\u0131na ait iddianame, fezleke veya takipsizlik karar\u0131, ma\u011fdur ara\u00e7 sahibine\/zarar g\u00f6ren \u00fc\u00e7\u00fcnc\u00fc \u015fahsa ait banka hesap bilgilerine ili\u015fkin belgelerin toplanmas\u0131 ve ba\u015fvuru a\u015famas\u0131nda teslim edilmelidir. Belgelerde eksiklik olmas\u0131 halinde sigorta \u015firketlerince geri d\u00f6n\u00fc\u015f yap\u0131larak eksikliklerin tamamlanmas\u0131 talep edilmektedir. Sigorta \u015firketine yap\u0131lacak ba\u015fvurular kargo veya mail arac\u0131yla yap\u0131labilmektedir.<\/p>\n

Sigortac\u0131lar, hak sahibinin zorunlu mali sorumluluk sigortas\u0131 genel \u015fartlar\u0131yla belirlenen belgeleri, sigortac\u0131n\u0131n merkez veya kurulu\u015flar\u0131ndan birine iletti\u011fi tarihten itibaren sekiz i\u015f g\u00fcn\u00fc i\u00e7inde zorunlu mali sorumluluk sigortas\u0131 s\u0131n\u0131rlar\u0131 i\u00e7inde kalan miktarlar\u0131 hak sahibine \u00f6demek zorundad\u0131r.<\/p>\n

Sigorta \u015eirketinin Ba\u015fvuruya Cevap Vermemesi yahut Cevab\u0131n Talebi Kar\u015f\u0131lamamas\u0131 Halinde Ne Yap\u0131labilir?<\/strong><\/p>\n

Ba\u015fvurunun sigorta \u015firketine tebli\u011finden itibaren 15 i\u015f g\u00fcn\u00fc i\u00e7erisinde sigorta \u015firketi taraf\u0131ndan ba\u015fvurana cevap verilmemi\u015f, herhangi bir \u00f6deme yap\u0131lmam\u0131\u015f ya da yap\u0131lan \u00f6demenin ger\u00e7ek de\u011fer kayb\u0131 zarar\u0131ndan daha az olmas\u0131 halinde ba\u015fvuran taraf\u0131ndan Sigorta Tahkim Komisyonu\u2019na ya da dava yoluna gidilebilir. Burada taraflar ister dava yoluna ister tahkim yoluna gidebilecektir. Ancak genellikle har\u00e7 ve giderlerin d\u00fc\u015f\u00fck olmas\u0131 ve daha h\u0131zl\u0131 sonu\u00e7 al\u0131nmas\u0131 sebebiyle tahkim yoluna gidilmektedir.<\/p>\n

Sigorta tahkim komisyonuna, gerekli belgeler toplanarak ba\u015fvurulur ve tahkim komisyonu inceleme neticesinde bir karara varacakt\u0131r. Burada izlenecek yol \u00e7ok \u00f6nemlidir. Zira bir dilek\u00e7e ile ba\u015fvuru yap\u0131l\u0131r, kar\u015f\u0131 yanca cevap verilir ve raporlar haz\u0131rlan\u0131r. Bu a\u015famada raporlara taraflara tebli\u011f edilir ve raporlara itiraz etmek gerekecektir. Tahkim a\u015famas\u0131 mahkeme a\u015famas\u0131nda yap\u0131lan i\u015f ve i\u015flemlere benzerlik g\u00f6stermekte olup hak kayb\u0131na u\u011framamak amac\u0131yla hukuki dan\u0131\u015fmanl\u0131k veya avukatl\u0131k yard\u0131m\u0131 alman\u0131z\u0131 \u00f6neririz.<\/p>\n

Komisyona yap\u0131lan ba\u015fvurularda, tutar\u0131 8.000 TL’ye kadar olan uyu\u015fmazl\u0131klara ili\u015fkin verilen kararlar kesindir. Bu mebla\u011f ve \u00fczerindeki uyu\u015fmazl\u0131klara ili\u015fkin kararlara tebli\u011f tarihinden itibaren 10 g\u00fcn i\u00e7inde Komisyon’a itiraz edilebilecektir. 107.000 TL\u2019nin \u00fczerindeki uyu\u015fmazl\u0131klar hakk\u0131nda itiraz \u00fczerine verilen kararlar taraflarca temyiz edilebilir. Verilen komisyon kararlar\u0131, ilaml\u0131 icraya konu yap\u0131labilir.<\/p>\n

Dava yoluna ba\u015fvurulaca\u011f\u0131 takdirde \u00f6ncelikle Zorunlu Arabuluculuk yolu t\u00fcketilmelidir. Burada \u00f6nemli hususlardan biri de davan\u0131n hangi mahkemede a\u00e7\u0131laca\u011f\u0131d\u0131r. Zarar g\u00f6ren, ilgili sigorta \u015firketine, ara\u00e7 s\u00fcr\u00fcc\u00fcs\u00fcne ve ara\u00e7 sahibine kar\u015f\u0131 talepte bulunabilecektir. Zarar g\u00f6renin hangi bor\u00e7ludan zarar istemi oldu\u011funa ba\u011fl\u0131 olarak g\u00f6revli mahkeme de\u011fi\u015fecektir. E\u011fer sigorta \u015firketine kar\u015f\u0131 dava yoluyla de\u011fer kayb\u0131 talep edilecekse g\u00f6revli mahkeme Asliye Ticaret Mahkemesi olacakt\u0131r. Ancak ara\u00e7<\/p>\n

sahibine veya ara\u00e7 s\u00fcr\u00fcc\u00fcs\u00fcne kar\u015f\u0131 talep de bulunulacak ve bu ki\u015filer tacir s\u0131fat\u0131na haiz de\u011filse g\u00f6revli mahkeme Asliye Hukuk Mahkemesi olacakt\u0131r.<\/p>\n

Arac\u0131 de\u011fer kayb\u0131na u\u011frayan ki\u015filere y\u00f6nelik haz\u0131rlad\u0131\u011f\u0131m\u0131z bu i\u00e7erik genel bilgiler i\u00e7ermekte olup uyu\u015fmazl\u0131\u011f\u0131n durumuna g\u00f6re di\u011fer detaylar de\u011ferlendirilmelidir. En iyi \u015fekilde ilerleme katetebilmek amac\u0131yla muhakkak avukat\u0131n\u0131za dan\u0131\u015f\u0131n\u0131z. Burada \u00f6nemle belirtiriz ki hukuk\u00e7u olmayan ki\u015filere itibar etmeyiniz ve taraf\u0131n\u0131za ula\u015f\u0131lmas\u0131 durumunda da avukat\u0131n\u0131zdan bilgi al\u0131n\u0131z.<\/p>\n

 <\/p>\n

Av. Fatma Nur\u015fan OFLUO\u011eLU & Av. Havva K\u00dcL\u00dc\u011e\u00a0 \/\u00a0 AVRUPAPRESS<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Av. Fatma Nur\u015fan OFLUO\u011eLU & Av. Havva K\u00dcL\u00dc\u011e\u00a0 \/\u00a0 AVRUPAPRESS Ara\u00e7 De\u011fer Kayb\u0131 Tazminat\u0131 Nedir? Ara\u00e7 de\u011fer kayb\u0131, trafik kazas\u0131 neticesinde hasar g\u00f6ren ve onar\u0131lan arac\u0131n de\u011ferinin d\u00fc\u015fmesini ifade etmektedir. Yarg\u0131tay 17. Hukuk Dairesi 05\/09\/2013 Tarihli 2014\/5945 E. 2014\/5232 K. Say\u0131l\u0131 Karar\u0131nda ara\u00e7 de\u011fer kayb\u0131; arac\u0131n trafik kazas\u0131 sonucu hasarlan\u0131p, onar\u0131lmas\u0131ndan sonraki de\u011feri ile hi\u00e7 […]<\/p>\n","protected":false},"author":3,"featured_media":21004,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,16,3,17,18,15,19,2,1],"tags":[],"class_list":["post-21003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-avrupa","category-belcika","category-dunya","category-ekonomi","category-kultur-sanat","category-spor","category-tanitim","category-turkiye","category-uncategorized"],"yoast_head":"\nARA\u00c7 DE\u011eER KAYBI TAZM\u0130NATI - AvrupaPress<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/avrupapress.com\/main\/2022\/12\/12\/arac-deger-kaybi-tazminati\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ARA\u00c7 DE\u011eER KAYBI TAZM\u0130NATI - AvrupaPress\" \/>\n<meta property=\"og:description\" content=\"Av. Fatma Nur\u015fan OFLUO\u011eLU & Av. Havva K\u00dcL\u00dc\u011e\u00a0 \/\u00a0 AVRUPAPRESS Ara\u00e7 De\u011fer Kayb\u0131 Tazminat\u0131 Nedir? Ara\u00e7 de\u011fer kayb\u0131, trafik kazas\u0131 neticesinde hasar g\u00f6ren ve onar\u0131lan arac\u0131n de\u011ferinin d\u00fc\u015fmesini ifade etmektedir. Yarg\u0131tay 17. Hukuk Dairesi 05\/09\/2013 Tarihli 2014\/5945 E. 2014\/5232 K. 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